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Don't Forget To Budget In Car Insurance And Warranties!

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Don't overlook this important part of car buying, you'll be in for a shock later. Get a quote on the car you want, and most important of all, shop around! For discount car buying you'll see our recommendations for sites like Cars.com, InvoiceDealers, CarsDirect, Autoweb, Autos.com, Edmunds.com, AutoUSA and Car.com, but don't just stop there, what about car insurance? There's some good sites that help you find great deals on car insurance with insurance rate comparison engines. Make sure you know your Auto Claims History from Equifax. You'll be surprised how much some new cars cost to insure. Some cars are very difficult to insure. Years ago State Farm only insured my Trans AM GTA if I had an alarm and a garage. Insurers require a garage for Corvettes. Know your car insurance costs before you buy a car, and plan your monthly budget accordingly to accommodate the insurance. A lot of people drop the ball on this one. Depending on where you live, you could pay $1400 a year for car insurance on a new car. This is an average of $116 per month. This is where people make a big mistake, forgetting to include insurance in their budget. If you're buying a car on the hairy edge of what you can afford, car insurance payments will drag you under. Auto insurance payments are part of your monthly cost of ownership.